Business Loans, Bill Facility, Bank Guarantee, SMSF & SMEG
Business Loans for competitively priced core lending facilities. Choose fixed or variable rate, or even a mix of the two. Ideal for those seeking flexibility to suit their cash flow needs and requirements. Secured by residential or commercial property with terms to suit.
Another flexible funding facility for those looking to control cash flow and manage interest rate risk. Works for both short and longer term funding.
For those needing to support a performance guarantee, or provide some other form of surety. With no upfront cash deposit needed the bank guarantee enables you to keep your cash flow intact.
Loans can be arranged against the value reflected by the future earnings of the business. Needs to operate from real property, either freehold or leasehold.
Competitively priced arrangement of finance needs to facilitate the acquisition of all types of vehicles, plant & equipment, inclusive of Agricultural machinery
Loans to aid SMSF in the purchase of both commercial and residential properties.
Whilst available, assistance with funding under the Government stimuli package offered to assist business development is provided. This can be unsecured, or secured to get higher funding amounts at competitive rates.
HOW MUCH CAN I BORROW
The maximum amount you can borrow is based on the revenue and cash flow of your business.
HOW OFTEN DO I MAKE REPAYMENTS
You choose from either daily or weekly repayments. Which ever fits best within your cashflow.
HOW FAST CAN I GET MY MONEY
That depends on the loan amount and how fast you supply the required paperwork but it is less than 5 working days.
In fact if you consent to allow a view only electronic access of your bank statements, it is even faster.
HOW LONG IS THE LOAN FOR
A fixed term of between 3-12mths
WHAT CAN I USE THE FUNDS FOR
The list is endless as long as it is business related e.g. growing your business, renovating or expanding business premises, purchasing equipment, hiring more staff, paying Tax debt (parameters apply) buying bulk or discounted stock, upgrading IT systems etc.
WHAT PAPERWORK DO YOU NEED
CAN I BORROW MONEY MORE THAN ONCE
Absolutely, in fact 85% of our clients return for another business loan.
What if I have been in business less than 12 months
There may still be ways we can help. Please contact us so we can discuss your individual circumstances in more detail.
What if I have impaired Credit
We may still be able to help. Please call to discuss your individual situation further.
I am a discharged Bankrupt, can I still borrow money
We understand that life has many ups and downs and offer an open mind and understanding approach in finding a solution to your needs. It may just take a little longer and we may need more information.
